Reynalyn O. Barbosa, Grace Dumrigue, Rica Ella I. Restauro, & Arenyer U. Reynera. (2026). Electronic Wallet Usage and Financial Management Among Employees in a State University . Global Journal of Education, Finance and Management, 2(11), 423-430. https://doi.org/10.65150/EP-gjefm/V2E11/2026-04